Tuesday, January 31, 2017

Storing Classic Cars

TIPS TO KEEP MICE OUT OF STORED CARS



If you're a classic car owner, chances are that you've had to store your car at some point.
The classic car experts at Hagerty® asked owners for their best ideas for nipping rodent problems in the bud, ranging from D-Con and dryer sheets to sulfur and steel wool.

Keep reading for ways to keep those small, unwanted guests out of your classic.

1. Dryer sheets “I have had a 1966 Ford Fairlane 500 XL for 18 years, and I also have an acre in the country, so we see our share of mice. The best thing I've used is dryer sheets. Just go to the Dollar Store and buy a box. They don't have to be expensive. I just lay them all over the interior, under the hood, in the trunk, on top of the tires – even in the exhaust pipe. Then, in the spring, gather them all up and toss them. Not only will there be no mice, the car will smell like it just came out of the dryer. Works great for me!” “Try Bounce fabric softener dryer sheets. Mice don’t like the smell, but you’ll like it better than moth balls. Use them in several places in the car.” “One of the best things to deter rodents is to put multiple sheets of a fabric softener inside the car (“Bounce” is excellent!). There is a very low odor associated with the smell after taking the car out of storage, yet rodents hate this item!!! I have a car that I put in storage each winter and also have a 30-foot camping trailer that I store. I have never had one problem since I was introduced to this idea years ago, and I had many problems with rodents before using this technique.” “I've tried with a good amount of success using fabric softener sheets placed around the car and inside the vehicle. Bounce seems to work the best. I received this information from an upholstery shop that does a lot of work on vehicle interiors.”

2. D-Con “The best (and most effective) means of removing all rats and mice from virtually any place is to place D-Con around in areas accessible by the mice and rats, but too small to be accessible by dogs, cats, or any other pets you may have. You may (or may not) detect a slight odor as they are killed off, but I can assure you will never be bothered by them again. I'm 75 years old and have used D-Con all my life, and have yet to see any signs of mice or rats beyond the third or fourth day of setting out the D-Con. I have an antique car, and I use D-Con in it while it is in storage to guarantee against any damage to upholstery or insulation in the car.”

3. Traps “The best killer is the Victor snap traps with the 1-inch square plastic yellow tongue. It's more sensitive than traditional snap traps with the small metal tongue. I prefer a small smear of peanut butter in a center hole. You don't want much; just enough to give off the scent. The one downside of these traps is that if they sit long enough without a mouse going for the bait, crickets (and some small bugs) can eat all the traces of peanut butter without setting off the traps because they are so light. A combination of fabric sheets, snap traps, and building inspection and maintenance will keep your classic rodent free.” “I have five classic cars and believe me, I have tried everything to keep the mice away. But I keep going back to the old faithful mouse trap. You have to keep an eye on them, but they do work. I also have a commercial pest control company put out poison. So far (keeping my fingers crossed) I haven't had much trouble or damage from the varmints. Years ago I made the mistake of putting the trap inside the car. It was nearly impossible to get the smell out of the car! Don't make that mistake.”

4. Mothballs “The ultimate prevention to mice invasion, or any other rodent invasion, is the good, old fashioned mothball. By the first of summer the mothballs are gone. By opening up the car and taking a few rides, the smell is gone as well.” “This is the second winter I've tried Bounce, in the car and under the hood. It worked OK last year, so hopefully it will continue to. But of course, there's that half box of mothballs spread around and under the car and in the far corners of the [old] garage, so it may be this combo that works. It sure keeps the chipmunks – destructive monsters compared to mice – out of the garage and from under the porch.”

5. Sulphur “Garden stores sell granular or powdered pure sulphur. Mice, roaches and other vermin hate the smell. Cut an old pillowcase into 8" x 8" squares and put a spoonfull of sulphur in the center. Gather the ends and tie into a small pouch. Place these bags around areas that may have a mouse or bug problem.”

6. Steel wool “In addition to the soap and mothballs, I put wads of steel wool inside the pipes on my modifed '48 Willys Jeepster.”

7. Other tips: Tape, jacks, ‘Tom Cat,’ lowered visors, no covers “Don't forget to put tape over the tail pipe opening and the air intake. A friend could tell you a story about tearing down an engine and finding a mouse carcass on top of a piston.” “I maybe go a bit overboard, but I'd rather spend a few dollars and be safe than lots come spring. I put my car up on jackstands so only mice that can pole vault or jump really high can reach it. I also put lots of Bounce sheets inside and under the hood. I set about four or five mousetraps that I check every time the weather is warm enough to walk over to the garage where I keep it stored (it’s only a 50 ft. jaunt, but at 20 below it seems like a mile ). I also, since no pets can get into my garage, set out about six little caps of antifreeze. Most of these can be used year after year and so far have been very effective, or maybe I'm just lucky. Either way, when spring comes and everything is the way it was when I parked it, I'm happy.” “I reproduce interiors of vehicles; a procedure I inform my customers is to purchase "Tom Cat" mice packets. These are sealed packets (6/ box). Do not open the packets but place in trunk, under seats on floor, on top of the air filter cover under the hood. If packets remain closed the bait will remain fresh, if broken it will indicate the presence of an intruder,(who will not remain within the vehicle but leave and search for water). Remove the broken packet and replace with a new sealed packet. The indication of an open packet will remind one to view the vehicle more often. Unfortunately there is no inexpensive means to totally prevent the appearance of rodents, short of obtaining a complete air tight trailer; but this process has worked to assist in keeping the unwanted guests from a restored vehicle. I also recommend that vehicles not be stored in old barns or garages that present means for rodents to have access to the interior of the building. “ “This is not a method to prevent mice from getting in, but rather an extra precaution in case they do get into the interior. Mice have been known to 'nest' behind the sun visor and cause damage to the visor and headliner. Always lower the visor to eliminate the chance for the critters to establish residence on them.” “I learned not to cover the car because mice like dark areas to build their nests, usually out of the car's installation, hood blanket, seat cushioning material, etc. I live in Colorado and every fall mice and other critters look for a place to come in out of the cold. Anyway, I now leave my trunk and hood both open and no longer have a problem.”


Edward van Eckert
Farmers Insurance
54 Pearl Street
Metuchen, NJ 08840
732-548-4444

Friday, January 27, 2017

We're looking for Insurance Professionals


Farmers Insurance is about people and trust. We've been committed to personal service and community involvement for over 85 years. As a local agent, you will be member of the frontline of Farmers community outreach in our neighborhood. From emergency relief and developing teacher resources to fund raising for healthy newborns, Farmers agents are committed to helping families where they live and work.

We are looking for full and part time Insurance agents for our downtown Woodbridge and downtown Metuchen, NJ locations. This position is responsible for generating business both directly and indirectly by contacting prospective clients.

Candidate must be Property & Casualty and/or Life licensed and have experience in insurance sales.

We HIRE for ATTITUDE and train for skill. You must be confident and have the ability to work independently and with our internal and external teams. We are looking for confident team players. 

Minimum Requirements
- 1 to 2 years of Professional experience.
- Computer literate.
- An appreciation of every customer that includes always putting their needs first.
- It would be helpful for the candidate to have already have established contacts and/or a book of business, but is not required.

In return for your skills and experience, we offer unlimited training and generous commissions and renewals.

We are seeking passionate, self-driven, natural networkers with a desire to make a difference in people's lives -- to sell, market, and service our superior insurance products to new customers. As a full or part time agent you would help individuals, families, and small businesses secure their tomorrows.

Success in this role is based on the incumbent's ability to win and retain new business and meet or exceed established sales goal targets related to revenue growth, mix of business and penetration into industry specific targets.

Job Role includes:

- Meet new business production goals and objectives as established.
- Solicit for new business via telephone, networking and other lead sources provided.
- Develop quotes, makes sales presentations, and closes sales.
- Follow-up on all unsold quotes and "X-dates".
- Develop new Financial Services opportunities.
- Document each customer contact in our paperless management system.
- Ask each customer for referrals and explain our referral program.
- Treat each customer contact as a cross and up-sell opportunity including financial products.

Farmers is dedicated to being the right choice for auto insurance, home (homeowners and renters), life insurance, business insurance, umbrellas, boat and recreational vehicle insurance, and a whole lot more. You can be part of that mission!


Send your CV/resume to: evaneckert@farmersagent.com

Thursday, January 12, 2017

Uninsured / Underinsured Motorists


A study from the Insurance Research Council (IRC) found that the average car accident claim totaled over $17,000 (including property damage and bodily injury claims).
Typically, after an accident, the at-fault driver’s Car insurance pays these claims, helping victims repair their property, cover medical bills, and get them back to normal. However, studies show that nearly 1 in 8 drivers are completely uninsured!
Statistics also claim that uninsured motorists caused 14% of vehicle accidents in 2012. That means in the 5.5 million car accidents in 2012, about 785,000 of the victims couldn’t file a claim. Since the other driver was completely uninsured, there was no insurance to recoup money for repairs, medical expenses, property damage, and more.
Without adequate property and liability coverage, the victim has no choice but to sue the uninsured at-fault driver for compensation. For the victim, on top of any property or injury claims, this adds a host of legal costs, time, and frustration to an already frustrating situation.
All this poses a serious financial risk to even the most seasoned and insured drivers among us.

Covering Yourself from Uninsured Drivers

You may think your Car insurance completely covers you behind the wheel, but the risks posed by uninsured motorists can expose gaps in your coverage. To fill these gaps, insurance companies offer Uninsured/Underinsured Motorists coverage. As the name would imply, this can cover your damages caused by an uninsured driver.
Uninsured/Underinsured Motorists coverage can apply to bodily injuries and property damages. Your insurance company covers you, so you don’t have to personally seek compensation from an at-fault uninsured motorist, wasting time and money in the legal process.
With Uninsured/Underinsured Motorists insurance for bodily injury and property damage, you’re covered (up to your limits) against:
  • Damages to your car
  • Damages to other covered property
  • Medical expenses
  • Lost wages
  • Emotional distress
  • Pain and suffering
  • And more
Currently, 22 states including Washington D.C. legally require drivers to carry Uninsured/Underinsured Motorists coverage, while many other states offer it as an option for mandatory liability insurance.
To make sure it’s a part of your Auto insurance policy, or if you’d like to add Uninsured/Underinsured Motorists coverage to fill gaps in your insurance, talk to your insurance agent or provider.

The information contained in this page is provided for general informational purposes only, and is not meant as
 professional or expert advice. Every attempt is made to ensure accuracy and timeliness, however all content is presented
 without guarantees.