Start Saving Now - A Tale of 3 Investments

Commuting via Bicycle

Commuting to work via a bicycle can save money, fight pollution and help you stay in shape. But cyclists can face a higher risk of crash-related injury and deaths than those commuting to work by car. That's why it's important to keep the following bike safety tips top of mind.
Give a Good Once-Over
Before you set off, make sure the brakes and gears work properly and that the tires are inflated.
Know the Rules of the Road
Your bike is considered a vehicle, so laws that apply to motorists also apply to you. If you're biking on the road, you should:

• Be sure to obey all traffic lights, road markings and stop signs.
• Remember to ride with traffic, and use the right lane or bike lane.
• Always use hand signals to indicate turns and lane changes.

Have the Right Gear Along
You'll want a few essential safety items and equipment to take care of minor maintenance issues.
A properly fitted helmet is a must-have. Helmets can reduce the risk of brain injury or other head trauma if you're involved in a crash. But remember: Helmets are designed to withstand only one crash. Replace yours after any crash, and never wear a helmet with cracks, missing pieces or other damage.
You may also need:

• Front and back lights (Headlights are mandatory at night.)
• Reflectors tightly secured to your bike
• Bright-colored or reflective fitted clothing (Loose clothing can get caught easily.)
• Replacement tube
• Air pump
• Patch kit for tire repair
• Tire lever
• Multi-tool with wrenches, screwdrivers, and a chain tool
• U-lock or heavy chain lock

Should you be involved in a crash with an automobile, contact the police right away. Get a full crash report, seek prompt medical treatment for your injuries, and take photos of any damage to your bike or other property for insurance purposes.

Edward van Eckert

Farmers Insurance

54 Pearl Street

Metuchen, NJ 08840

732-548-4444

www.farmersins.agency

evaneckert@farmersagent.com